THE IMPROVEMENT OF SOURCE OF CREDIT IN COMMERCIAL BANKS

Authors

  • Mirkomil Adilov

DOI:

https://doi.org/10.47390/SPR1342V4I8Y2024N13

Keywords:

commercial banks, credit, credit portfolio, deposit, credit line, debt, improvement, Uzbekistan.

Abstract

Credits of commercial banks are important in ensuring the stable development of our country’s economy. Sources of credit investments and the level of dollarization, with the beginning of the processes of economic liberalization in Uzbekistan, a sharp increase in credit investments was observed. The sources of the credit portfolio of commercial banks and the profitability of credit investments are inextricably linked to the structural structure of their obligations and the optimization of credit sources. The article analyzes the main sources of commercial banks’ credit investments and the factors affecting them.

References

1. O‘zbekiston Respublikasi Markaziy bankining “Pul-kredit siyosatining 2022-yil va 2023-2024 - yillar davriga mo‘ljallangan asosiy yo‘nalishlari”.

2. O‘zbekiston Respublikasi Markaziy banki, “Statistik-byulleteni” - 2018, 2019, 2020, 2021, 2022-yillar ma’lumotlari.

3. Rasulov T.S. va Ziyodilloyev X.R., “Tijorat banklari kredit portfelini optimallashtirish yo’nalishlari”, Monografiya, Toshkent-2024.

4. Otamurodov H.H. “Tijorat banklari kredit portfelini boshqarishni takomillashtirish”, PhD ilmiy darajasini olish uchun yozilgan diss. avtoreferati. Toshkent-2019.

5. Mohammad J. M., “Optimal Bank Loan Portfolio in Iranian’s Banks”, Research Journal of Finance and Accounting, ISSN 2222-1697, Vol.4, No.2, 2013.

6. Ziyodilloyev X.R., “Tijorat banklari kredit portfelini optimallashtirish”, PhD. ilmiy darajasini olish uchun yozilgan diss. avtoreferati. Toshkent - 2024.

Published

2024-08-31

How to Cite

Adilov, M. (2024). THE IMPROVEMENT OF SOURCE OF CREDIT IN COMMERCIAL BANKS. Ижтимоий-гуманитар фанларнинг долзарб муаммолари Актуальные проблемы социально-гуманитарных наук Actual Problems of Humanities and Social Sciences., 4(8). https://doi.org/10.47390/SPR1342V4I8Y2024N13