WAYS TO EFFECTIVELY USE THE ASSETS OF UZBEKISTAN'S COMMERCIAL BANKS

Authors

  • Akrom Omonov
  • Bakhtiyor Ruziyev

DOI:

https://doi.org/10.47390/SPR1342V5I2Y2025N16

Keywords:

commercial banks, bank assets, investments, economic efficiency, reforms.

Abstract

This article discusses the relevance of the effective use of assets of commercial banks in Uzbekistan, existing problems and ways to solve them. This article analyzes the possibilities of increasing the efficiency of commercial banks through improving loan portfolio management, investment strategies, and the introduction of modern technologies.

References

1. O‘zbekiston Respublikasi Prezidentining 12.05.2020-yildagi PF-5992-sonli “2020 — 2025-yillarga mo‘ljallangan o‘zbekiston respublikasining bank tizimini isloh qilish strategiyasi to‘g‘risidagi” farmoni.

2. O‘zbekiston Respublikasi Prezidenti Sh. Mirziyoyevning Oliy Majlisga murojaati, 2022-yil iyun.

3. Soatov F. “Bank aktivlari va passivlari o‘rtasidagi munosabatlarning bank rentabelligiga ta’siri” // Iqtisodiyot va moliya jurnali, 2021-yil, №4.

4. Masharipov M.B. “Tijorat banklari aktiv operatsiyalarini amalga oshirish va boshqarish tizimi” // Moliyaviy tahlil va investitsiyalar, 2020-yil, №2.

5. Isakov J.Y. “Tijorat banklari faoliyatida kredit risklarini boshqarishning dolzarb masalalari” // Bank ishi va moliya, 2021-yil, №5.

6. Eshonqulov A. “Aksiyadorlik tijorat banklari rentabelligi va foyda ko‘rsatkichlariga ta’sir etuvchi omillar” // Iqtisodiy tadqiqotlar jurnali, 2022-yil, №3.

7. O‘zbekiston Respublikasi Markaziy banki statistik ma’lumotlari (www.cbu.uz), 2023-yil.

8. Basel Committee on Banking Supervision. "Basel III: Finalizing post-crisis reforms", Bank for International Settlements, 2017-yil.

9. World Bank Group. “Financial Stability and Banking Sector Reforms in Emerging Economies”, 2020-yil.

10. O‘zbekiston Respublikasi Markaziy bankining tijorat banklari faoliyati bo‘yicha normativ hujjatlari va statistik hisobotlari, 2023-yil.

Downloads

Submitted

2025-02-09

Published

2025-02-10

How to Cite

Omonov, A., & Ruziyev, B. (2025). WAYS TO EFFECTIVELY USE THE ASSETS OF UZBEKISTAN’S COMMERCIAL BANKS. Ижтимоий-гуманитар фанларнинг долзарб муаммолари Актуальные проблемы социально-гуманитарных наук Actual Problems of Humanities and Social Sciences., 5(2), 107–113. https://doi.org/10.47390/SPR1342V5I2Y2025N16