WAYS TO ENHANCE THE OPPORTUNITIES OF THE BANKING SYSTEM WITH THE EXTENSIVE USE OF DIGITAL TECHNOLOGIES
DOI:
https://doi.org/10.47390/SP1342V3I11Y2023N10Keywords:
Digital technologies, banking system, electronic money, electronic money circulation, payment systems, retail services, banking, customer, remote service, innovation, control, normative base, international practice.Abstract
The main goal of the study is to provide conclusions and suggestions for improving the country's retail sector, based on international experience and innovative ideas and a theoretical and methodological basis. This scientific article describes the theoretical and practical foundations of the use of innovative technologies in the retail payment system, the factors affecting it, and the practical steps taken by commercial banks in this area. There are also suggestions and scientific conclusions on the development of the infrastructure of the retail payment system of the republic using innovative technologies.
References
O‘zbekiston Respublikasi Prezidenti Shavkat Mirziyoyevning Oliy Majlisga Murojaatnomasi. / Xalq so‘zi, 2020 yil 24 yanvar.
O‘zbekiston Respublikasining 2019 yil 1 noyabrdagi “To‘lovlar va to‘lov tizimlari to‘g‘risida”gi O‘RQ-578-son Qonuni.
O‘zbekiston Respublikasi Prezidentining 2018 yil 19 fevraldagi “Axborot texnologiyalari va kommunikatsiyalari sohasini yanada takomillashtirish chora-tadbirlari to‘g‘risida”gi PF-5349-son Farmoni.
O‘zbekiston Respublikasi Prezidentining 2018 yil 9 yanvardagi «O‘zbekiston Respublikasi Markaziy bankining faoliyatini tubdan takomillashtirish chora-tadbirlari to‘g‘risida»gi PF-5296-son Farmoni.
Gulyamov S.S. va boshq. Raqamli iqtisodiyotda blokcheyn texnologiyalari. O‘quv qo‘llanma. – T.: Iqtisod-moliya, 2019. – 23 b.
Umarov O. Raqamli texnologiyalar innovatsiyalar rivojiga keng yo‘l ochadi.http://xs.uz/uzkr/post/olimzhon-umarov-raqamli-tekhnologiyalar-innovatsiyalar rivozhiga-keng-jol-ochadi
Avezov M. Raqamli bank xizmatlari va uning afzalliklari. // Scientific progress, Volume3, Issue2. 2022 ISSN: 2181-1601
Gontar A.A. Digital banking as one of the components of the economic security of a credit organization. // Bulletin of the Volzhskiy University im. VN Tatishcheva, 2017. – T.1. №4
