METHODS FOR ASSESSING THE INDICATORS OF COMMERCIAL BANKS IN THE ANALYSIS OF RATING ACTIVITY AND THEIR QUALITATIVE DESCRIPTION
DOI:
https://doi.org/10.47390/SCP1342V3I8Y2023N15Keywords:
indicator assessment, commercial banks, rating activities, financial metrics, bank rating, risk management, corporate governance.Abstract
This article examines the methods of evaluating the indicators of commercial banks in the context of rating activities. Financial and non-financial metrics are considered, including capitalization ratios, return on assets (ROA), return on equity (ROE), customer satisfaction level, service level, quality of risk management, and the level of corporate governance. Particular attention is paid to the application of these methods in the context of Uzbekistan, where specific recommendations are proposed to improve the assessment of bank indicators and enhance their rating.
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